Credit card app: N26, bunq, monese, tomorrow, nuri – which app is the best?
Credit card apps in comparison – As a model you will travel a lot! Paying for a flight here, a cappocino at Starbucks and a stylish pair of sunglasses in between. Fortunately, paying has never been easier than it is today, with your smartphone via app including account and credit card. All this, without additional costs, with good and uncomplicated apps in the AppStore (Apple) and PlayStore (Android). But which is the best credit card app?
What to look out for? No costs, full control
Whether it’s Fashion Week Paris, Milan or in Berlin, pay for free, withdraw money for free (if you need it). A big advantage of all cards in our recommendation list, all are debit credit cards. That means you can’t slip into the red and only spend what you have. Here are our top 5 credit card apps!
The providers have many advantages. The registration process takes only a few minutes for most of them, from the download in the store to the video verification. The video verification can be done conveniently on a cell phone. After that, you already have your (virtual) credit card data and even your own IBAN (for bank transfers). As soon as you have money in your account, you are ready to go. It’s that easy.
Credit cards at a glance: Advantages
These functions are important:
- Free account management
- Check NFC availability
- IBAN included
- Make transfers free of charge
- Withdraw cash free of charge
Tip. Our provider recommendations have all that. You pay no fees for a normal account. All you can just connect to your smartphone and pay directly with it. Transfers are free and cash withdrawals (usually 3-5 per month).
Debit credit cards: No overdraft facility trap
Another advantage, already mentioned at the beginning, all these cards are debit credit cards, so simply put, you can only spend as much as you have. You can’t automatically go into the red! A big advantage of all cards.
- Debit credit cards
- No automatic dispo
- Only credit can be spent
Recommendations from experience: Free apps
Here is our top 5 debit credit cards with good app. PS: We have installed all of them ourselves and have been using some like N26 for over 3 years.
Tomorrow App and Credit Card
tomorrow was actually the first app we installed over 2 years ago. Therefore deserved in the recommendations!
Rating and download
How does the community rate the TOMORROW app?
Rating: 4.9 / 5 stars
Rated by 10,000+ users. Here you can still find the links to download for your smartphone, whether Samsung, Xiaomi or iPhone in the PlayStore and Apple’s App Store.
TOMORROW offers you:
- Free account management
- Check NFC availability
- IBAN included
- Make transfers free of charge
- Withdraw cash free of charge
N26 App and Credit Card
We use the N26 card ourselves and have been totally satisfied for over 3 years. Not only have we had good experiences with the N26 card, you even get an IBAN from Germany. With a rating of 4.8 / 5.0 in the stores, the community sees it very similarly!
The app also has a great, clean interface. It’s bright, friendly, and everything is easy to find, from credit card details to standing transfers (handy for rent).
Rating and download
How does the community rate the N26 app?
Rating: 4.8 / 5 stars
Rated by 110,000+ users. Here you can still find the links to download for your smartphone, whether Samsung, Xiaomi or iPhone:
N26 offers you:
- Free account management
- Check NFC availability
- German IBAN included
- Make transfers free of charge
- Withdraw cash free of charge
Monese app and credit card
We have had the card for over 18 months now and everything runs flawlessly, from app to payment. Therefore also in our list for the best apps, monese.
Get the monese app
Rating and download
How does the community rate monese?
Rating (Android): 3.8 / 5 stars
Here the communities differ a little!
Rating (Apple): 4.7 / 5 stars
Rated by 81,000+ users. Here you can still find the links to download for your smartphone, whether Samsung, Huawai or iPhone. Available in the PlayStore and for iOS in the App Store.
monese offers you:
- Free account management
- Check NFC availability
- Make transfers free of charge
- Withdraw cash free of charge
Bunq App and Credit Card
If the first providers are not enough for you, here is another debit credit card as an alternative, bunq. Stable on the smartphone, also runs worldwide. Even though the app doesn’t have a 4+ star rating in the store, we can recommend it from experience.
Get the bunq app
Rating and download
How does the community rate the bunq app?
Rating: 3.4 / 5 stars
The bunq app was rated by 17,000+ users. Here you can still find the links to download for your smartphone, whether Samsung, Xiaomi or iPhone, now in the PlayStore from Google and in the App Store for all Apple users.
bunq offers you:
- Free account management
- Check NFC availability
- IBAN included
- Make transfers free of charge
- Withdraw cash free of charge
Nuri app and and credit card
The nuri app is the latest one we currently have installed on our smartphones and like to use, simply as another alternative and back-up in case something goes wrong elsewhere.
Rating and download
How does the community rate the nuri app?
Rating (Android): 3.2 / 5 stars
Here the communities differ a little!
Rating (Apple): 4.4 / 5 stars
Rated by 2,000+ users. Here you can still find the links to download for your smartphone, whether Samsung, Xiaomi or iPhone:
nuri offers you:
- Free account management
- Check NFC availability
- IBAN included
- Make transfers free of charge
- Withdraw cash free of charge
Ready to travel?
